Barrie has been named the most dangerous city to drive in Ontario, according to an analysis from insurance comparison platform MyChoice.ca.
MyChoice’s annual review examined more than 200,000 car insurance quotes collected since 2020. Using a weighted scoring system that combines accident history (70%) and driving infractions (30%), the company ranked municipalities from safest to most dangerous.
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Barrie rose to the top of the danger list this year, overtaking Brantford. The shift was driven by elevated accident rates rather than infraction spikes.
According to the raw data included in the study:
- 14.54% of Barrie drivers have at least one accident on record
- 12.41% have one or more infractions
These figures place Barrie ahead of Burlington, Brantford, Kingston, Belleville, and other mid‑sized cities that also saw declines.
Province-wide collision rates continue to increase
MyChoice reports that Ontario’s overall collision rate climbed again last year, rising from 10.78% in 2024 to 11.06% in 2025.
CEO Aren Mirzaian says drivers need to focus on controllable factors—especially in challenging winter conditions.
“Drivers can’t control the regional risk trends, but they can control how they drive. Following the defensive driving principles, such as leaving extra space, slowing down in poor conditions, and minimizing distractions, remains one of the most effective ways to stay safe on the road. Winter tires are also a smart seasonal upgrade that can qualify you for an insurance discount.”
The report highlights that a single at-fault accident can nearly double insurance premiums at renewal.
Despite its size and traffic volume, Toronto once again ranked as Ontario’s safest driving environment.
MyChoice says its goal is to help drivers better understand shifting risk patterns in the communities where they live and travel.
