Pop Culture

Published February 8, 2024

"Loud Budgeting," the act of being vocal about your financial limitations, is trending

What's Trending with MJ
empty wallet- Pexels by Nicola Barts

Chances are you have done this "Trendy" thing without knowing there was a term for it. "Loud Budgeting."

The term has been trending on TikTok, and the concept is simple: telling your friends you can't afford something and being honest about your finances.

Lukas Battle explained the concept before the New Year, and has been gaining momentum since.

@lukasbattle Replying to @operelly ♬ original sound - Lukas Battle

If your friends are going to a fancy dinner, it's now trendy to be honest and say, "Sorry, it's out of my budget," or Sorry, I can't afford that."

"Loud budgeting" is about controlling your finances and spending and not being afraid to be loud about it.

via GIPHY

It's essentially Gen Z's way of financial accountability and normalizing being on a budget, where it might not have been cool to do so before.

Times are tough, money is tight, and everything is expensive. Instead of meeting your friends for coffee at an overpriced coffee shop, " Loud budgeting" would be inviting your friend to your house for an old-fashioned drip coffee.

@themoneyplug.co

Have you heard of loud budgeting?

♬ original sound - @Theemoneyplug

Feature image from Pexels by Nicola Barts

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